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Portfolio Construction Philosophy.

Preserving and growing your wealth through the business cycle

Our long-term perspective on portfolio construction drives our approach to asset
allocation and manager due diligence.

Our Asset Allocation Strategy

Creating balanced portfolios to drive returns and mitigate risk

At Baldwin Wealth Partners, we create portfolios using five core asset class building blocks:

EQUITIES

Equities are used in client portfolios seeking capital appreciation. That asset class includes Domestic, International Developed Market, and Emerging Market stocks. Within US equities, our investable universe spans large-cap, mid-cap and small-cap market exposure.

FIXED INCOME

Fixed income acts as ballast to clients’ equity portfolios while generating current income. That asset class includes investment-grade taxable bonds, tax-advantaged municipal bonds, Treasury Inflation Protected Securities (TIPS), and higher yielding non-core credit.

ALTERNATIVES

Alternatives can serve as diversifiers and return drivers. Clients’ alternatives exposure can include allocations to private credit, hedge funds, private equity, and venture capital.

REAL ASSETS

Real Assets can drive returns, generate current income, and protect portfolios from inflation. Clients’ real asset exposure can include allocations to real estate, infrastructure, and commodities.

CASH

Cash and enhanced cash allocations like short term Treasury Bill holdings can generate current income, provide liquidity, and preserve optionality through the business cycle.

Clients’ allocations to those portfolio building blocks are driven by client goals, and our views on their risk, return, and diversification characteristics. We believe creating balanced portfolios that are diversified across those five asset classes can drive returns and mitigate risk through the business cycle.

A Comprehensive Manager Selection Process

Exploring our five-step manager evaluation framework

At BWP, we take a manager of managers approach to asset classes outside of large-cap US equities. Across fixed income, international equities, real assets and alternatives, we partner with investment managers we believe have a sustainable competitive advantage in their asset class.

Our manager research process centers around 5 Ps: People, Process, Philosophy, Performance, and Price. We seek to partner with strong teams with clear investment frameworks, attractive historic performance, and competitive fees.

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